Home Loan

Building your own home is special. As one of the leading home loan providers, Company is here to help you lay the foundation for your dream home. With the experience of sharing the dream of millions of our customers, we offer you the most convenient home loan plans to suit your needs.
Owning a house is a dream for every human being. After the economic liberalization and competition among retail finance companies, it’s easier to get a home loan now. However, there are eligibility criteria that have to be met. You cannot get any amount of home loan irrespective of your income.
The amount of loan given by financial institutions depend on lots of factors, including your income, age, qualifications, work experience, number of dependents, spouse’s income, stability of income and employment, assets, liabilities, etc.

Documents Required:

Obtaining a home loan is comparatively easier now days. However, there are eligibility criteria that have to be met. You cannot get any amount of home loan irrespective of your income. The amount of loan given by financial institutions depend on lots of factors, including your income, age, qualifications, work experience, number of dependents, spouse’s income, stability of income and employment, assets, liabilities, etc.

To get any home loan you need to show some relevant documents to support the deal. Self employed and salaried people require different documents to support the deal.

During the time of documentation be careful. Do make sure that you always ask for a letter on Company letterhead mentioning the particulars like exact rate of interest, processing fees, pre-payment charges along with interest-schedule. Checking and re-checking of terms and conditions at the time of signing of the deal is very helpful. Do not sign a document without reading it carefully. If you do not understand a clause consulting a lawyer is a good option. Do not sign the deal in hurry and repent at leisure. It’s better to err on the side of caution. Also ensure that you submit all the correct information to the Company. Giving false information may constitute as fraud and could land you in trouble later.